NLG-SIBSSM supervised

ING Group

ING GROEP N.V.

549300NYKK9MWM7GGW15Resolution authority: Single Resolution Board

CET1 ratio

13.26%

Source: eba_teUpdated 2025-06

Total capital ratio

18.23%

Source: eba_teUpdated 2025-06

Leverage ratio

4.28%

Source: eba_teUpdated 2025-06

MREL requirement

Not disclosedSource: SRB

MREL resources

Not disclosedSource: Pillar 3

Internal MREL

Not disclosedSource: SRB

Capital-stack instruments

Source: ESMA FIRDSUpdated 2026-07-19

ISIN	Instrument	Seniority	Coupon	Maturity▴	Amount
XS2526852350	INGA 5.0 30/08/26	SP	5%	2026-08-30	GBP 0
XS2443920249	INGA 1.250 02/16/27 '26 MTN	SP	1.25%	2027-02-16	EUR 0
US456837AV55	INGA 1.726 01/04/27	SP	1.726%	2027-04-01	USD 1,100m
US456837AX12	INTNED 4/1/27 c26 (FRN) ING GROEP	SP	Not disclosed	2027-04-01	USD 400m
US456837BF96	INGA 6.083 09/11/27 '26 FRN	SP	6.083%	2027-09-11	USD 1,250m
US456837BJ19	INGA 6.521 09/11/27 '26 FRN	SP	Not disclosed	2027-09-11	USD 500m
XS2554746185	ING Groep N.V. EO-FLR Med.-T. Nts 2022(26/27)	SP	4.875%	2027-11-14	EUR 1,250m
XS1730885073	ING Groep N.V. EO-Med.-Term Nts 2017(28)	T2	1.375%	2028-01-11	EUR 1,000m
XS1796077946	INTNED 4.7 03/22/28 BOND	T2	4.7%	2028-03-22	USD 1,250m
US456837BB82	INGA 4.017 03/28/28 '27 FRN	SP	4.017%	2028-03-28	USD 1,250m
XS1590823859	INTNED 3 04/11/28 BOND	T2	3%	2028-04-11	EUR 1,000m
XS1882544973	ING Groep N.V. EO-Med.-T.Resolut.Nts 2018(28)	SP	2%	2028-09-20	EUR 1,500m
XS2390506546	ING Groep N.V. EO-FLR Med.-T. Nts 2021(27/28)	SP	0.375%	2028-09-29	EUR 1,500m
US456837AM56	INGA 4.550 10/02/28	SP	4.55%	2028-10-02	USD 1,250m
XS2305598216	INGGR1.125%7DEC28	SP	1.125%	2028-12-07	GBP 800m
XS1564394796	INGA 2.5 15/02/29	T2	2.5%	2029-02-15	EUR 750m
XS2258452478	ING Groep N.V. EO-FLR Non-Pref.Nts 20(28/29)	SP	0.25%	2029-02-18	EUR 1,250m
XS1968711876	INTNED 1 5/8 03/21/29	SP	1.625%	2029-03-21	EUR 138m
US456837BP78	INGA 5.189 03/25/29 '28 FRN	SP	Not disclosed	2029-03-25	USD 750m
US456837BQ51	$ ING Groep 29	SP	4.858%	2029-03-25	USD 750m
US456837AQ60	INGA 4.050 04/09/29	SP	4.05%	2029-04-09	USD 1,000m
XS2624976077	ING Groep N.V. EO-FLR Med.-T. Nts 2023(28/29)	SP	4.5%	2029-05-23	EUR 1,500m
XS1917902196	INGGROEP5%5JUN29	SP	5%	2029-06-05	AUD 175m
XS2764264607	INGGR3.875%12AUG29	SP	3.875%	2029-08-12	EUR 1,250m
XS2909716321	INGGR4.875%02OCT29	SP	4.875%	2029-10-02	GBP 500m
XS2729201413	INGR1.503%07DEC29	SP	1.503%	2029-12-07	JPY 24,900m
XS2281155254	ING Groep N.V. EO-FLR Med.-T. Nts 2021(29/30)	SP	0.25%	2030-02-01	EUR 1,500m
US456837BL64	INGA 5.335 03/19/30 '29 FRN	SP	5.335%	2030-03-19	USD 1,500m
XS2891742731	ING Groep N.V. EO-FLR Med.-T. Nts 2024(29/30)	SP	3.5%	2030-09-03	EUR 1,500m
XS3225326282	ING GROEP NV FX 2.875% NOV30 CALL EUR	SP	2.875%	2030-11-10	EUR 1,000m
XS1909186451	ING GROEP TF 2,5% NV30 EUR	SP	2.5%	2030-11-15	EUR 1,500m
XS2413697140	ING Groep N.V. EO-FLR Med.-T. Nts 2021(29/30)	SP	0.875%	2030-11-29	EUR 750m
XS1918892586	INGGroep 3 79% 13 12 2030	SP	3.79%	2030-12-13	NOK 1,500m
XS1944307955	INGGroep 5% 31 01 2031	SP	5%	2031-01-31	AUD 130m
XS2443920751	ING Groep N.V. EO-FLR Med.-T. Nts 2022(30/31)	SP	1.75%	2031-02-16	EUR 1,500m
XS1965536490	INGGR1.998%19MAR31	SP	1.998%	2031-03-19	EUR 45m
US456837BR35	INGA 5.066 03/25/31 '30 FRN	SP	5.066%	2031-03-25	USD 1,000m
XS2176621170	INGA 2.125 26/05/31	T2	2.125%	2031-05-26	EUR 0
XS3002547563	ING Groep N.V. EO-FLR Med.-T. Nts 2025(30/31)	SP	3%	2031-08-17	EUR 1,250m
XS3291116955	ING Groep N.V. EO-FLR Med.-T. Nts 2026(31/32)	SP	3.125%	2032-02-10	EUR 1,250m
US456837BU63	INGA 4.803 03/23/32 '31 FRN	SP	4.803%	2032-03-23	USD 1,500m
US456837AW39	INGA 2.727 04/01/32 '31 FRN	SP	2.727%	2032-04-01	USD 750m
XS2350756446	ING Groep N.V. EO-FLR Med.-Term Nts 21(27/32)	T2	0.875%	2032-06-09	EUR 500m
XS1634362054	ING GROUP NV 4.25 23JUN17-2032	SP	4.25%	2032-06-23	USD 160m
XS1683357252	INGGROEP4%14SEP32	T2	4%	2032-09-14	USD 100m
XS3226561143	ING GROEP NV FX 4.875% SEP32 CALL GBP	SP	4.875%	2032-09-17	GBP 500m
XS2407529309	ING Groep N.V. EO-FLR Cap.Med.T.Nts 21(27/32)	T2	1%	2032-11-16	EUR 1,000m
XS2941482569	ING Groep N.V. EO-FLR Med.-T. Nts 2024(31/32)	SP	3.375%	2032-11-19	EUR 1,000m
US456837BC65	INGA 4.252 03/28/33 '32 FRN	SP	4.252%	2033-03-28	USD 1,000m
XS2588986724	INGGR6.25%20MAY33	T2	6.25%	2033-05-20	GBP 750m
XS2524746687	ING Groep N.V. EO-FLR Med.T.Nts 22(28/33)	T2	4.125%	2033-08-24	EUR 1,000m
XS2554745708	ING Groep N.V. EO-FLR Med.-T. Nts 2022(32/33)	SP	5.25%	2033-11-14	EUR 1,000m
XS2729201504	INGR1.878%07DEC33	SP	1.878%	2033-12-07	JPY 15,800m
XS2421195178	INGGR0.975%14FEB34	SP	0.975%	2034-02-14	EUR 100m
XS2449218093	INGGR1.876%24FEB34	SP	1.876%	2034-02-24	EUR 75m
XS2624977554	ING Groep N.V. EO-FLR Med.-T. Nts 2023(33/34)	SP	4.75%	2034-05-23	EUR 1,500m
XS2818300407	ING Groep N.V. EO-FLR Med.T.Nts 24(29/34)	T2	4.375%	2034-08-15	EUR 1,250m
US456837BH52	INGA 6.114 09/11/34 '33 FRN	SP	6.114%	2034-09-11	USD 1,250m
XS2764264789	ING Groep N.V. EO-FLR Med.-T. Nts 2024(34/35)	SP	4%	2035-02-12	EUR 1,250m
XS2588986997	ING Groep N.V. EO-FLR Med.T.Nts 23(29/35)	T2	5%	2035-02-20	EUR 500m
US456837BM48	INGA 5.550 03/19/35 '34 FRN	SP	5.55%	2035-03-19	USD 1,500m
XS2886191589	ING Groep N.V. EO-FLR Med.T.Nts 24(30/35)	T2	4.25%	2035-08-26	EUR 1,250m
XS2891741923	ING Groep N.V. EO-FLR Med.-T. Nts 2024(34/35)	SP	3.75%	2035-09-03	EUR 1,250m
US456837BS18	INGA 5.525 03/25/36 '35 FRN	SP	5.525%	2036-03-25	USD 1,000m
XS3074495444	ING Groep N.V. EO-FLR Med.T.Nts 25(31/36)	T2	4.125%	2036-05-20	EUR 1,250m
XS3002547647	ING Groep N.V. EO-FLR Med.-T. Nts 2025(35/36)	SP	3.5%	2036-08-17	EUR 1,500m
XS3291117763	ING Groep N.V. EO-FLR Med.-T. Nts 2026(36/37)	SP	3.75%	2037-02-10	EUR 1,250m
US456837BV47	$ ING Groep 37	SP	5.42%	2037-03-23	USD 1,500m
XS3153087559	INGGR3.875%20AUG37	T2	3.875%	2037-08-20	EUR 1,250m
XS3379640363	ING Groep N.V. EO-FLR Med.-T. Nts 2026(33/38)	T2	4.25%	2038-05-18	EUR 1,000m
NL0000113587	INTNED Float PERP	AT1	0%	Perpetual	EUR 750m
US456837AF06	ING GROEP N.V. USD 1250000000 6.500% Perpetual Additional Tier 1 Contingent Convertible Capital Securities	AT1	6.5%	Perpetual	USD 1,250m
US456837AR44	ING GROEP N.V. U.S.$1,500,000,000, 5.750% Perpetual Additional Tier 1 Contingent Convertible Capital Securities	AT1	5.75%	Perpetual	USD 1,500m
US456837AY94	ING GROEP N.V. US$ 1,000,000,000 3.875% Perpetual Additional Tier 1 Contingent Convertible Capital Securities	AT1	3.875%	Perpetual	USD 1,000m
US456837AZ69	ING GROEP N.V. $1,000,000,000 4.25% Perpetual Additional Tier 1 Contingent Convertible Capital Securities	AT1	4.25%	Perpetual	USD 1,000m
US456837BT90	ING GROEP N.V. $1,500,000,000 7.000% Perpetual Additional Tier 1 Contingent Convertible Capital Securities	AT1	7%	Perpetual	USD 1,500m
XS1497755360	ING GROEP N.V. USD 1000000000 6.875% Perpetual Additional Tier 1 Contingent Convertible Capital Securities	AT1	6.875%	Perpetual	USD 1,000m
XS1956051145	ING GROEP N.V. U.S.$ 1,250,000,000 6.750% Perpetual Additional Tier 1 Contingent Convertible Capital Securities	AT1	6.75%	Perpetual	USD 0
XS2122174415	ING Groep N.V. DL-FLR Cap. Secs 2020(29/Und.)	T2	4.875%	Perpetual	USD 750m
XS2585240984	ING GROEP N.V. U.S.$ 1,000,000,000 7.500% Perpetual Additional Tier 1 Contingent Convertible Capital Securities	AT1	7.5%	Perpetual	USD 1,000m
XS2761357594	ING GROEP N.V. U.S.$ 1,250,000,000 8.00% Perpetual Additional Tier 1 Contingent Convertible Capital Securities	AT1	8%	Perpetual	USD 1,250m
XS2885225966	ING GROEP N.V. U.S.$ 1,000,000,000 7.250% Perpetual Additional Tier 1 Contingent Convertible Capital Securities	AT1	7.25%	Perpetual	USD 1,000m
XS3282781460	ING GROEP N.V. US$ 1,500,000,000 6.500% Perpetual Additional Tier 1 Contingent Convertible Capital Securities	AT1	6.5%	Perpetual	USD 1,500m

90 active instruments in total; 7 structured products and other debt not shown here.