Own Funds Requirement - Credit Institutions
What it collects
The own funds requirements of a credit institution or group, so that the MREL calibration can be built on the same prudential base the supervisor uses.
- Block
- Aggregate Liability Data
- Reporting level
- Consolidated and individual level, reflecting requirements applicable at the reference date.
- Reference date
- 2025-12-31
- Remittance date
- 2026-03-31
- Format
- XBRL-CSV
- Structure
- 1 columns · 21 rows
How to read it
- Rows carry the total risk exposure amount, the contribution to the consolidated figure, the total exposure measure, initial capital and the components of the requirement stack.
- The single column 0010 takes either an amount or a percentage depending on the row.
- The total SREP capital requirement is the exception to the reference-date rule: it is reported from the latest official SREP decision communicated before the remittance date.
Where filings go wrong
- Where the same data point has already been reported in COREP for the same reference date and scope, the instructions expect consistency with it — divergence is what validation rules look for first.
Rows
21 rows as printed in the template. Each is deep-linkable as #r0100.
| Row | Item |
|---|---|
| 0100 | Total Risk Exposure Amount |
| 0110 | Contribution to consolidated total risk exposure amount |
| 0120 | Total Exposure Measure |
| 0210 | Initial capital |
| 0220 | Leverage Ratio Requirement |
| 0300 | Total SREP Capital Requirement (TSCR) ratio |
| 0310 | TSCR: to be made up of CET1 capital |
| 0320 | TSCR: to be made up of Tier 1 capital |
| 0400 | Combined Buffer Requirement |
| 0410 | Capital Conservation Buffer |
| 0420 | Conservation buffer due to macro-prudential or systemic risk identified at the level of a Member State |
| 0430 | Institution-Specific Countercyclical Capital Buffer |
| 0440 | Systemic Risk Buffer |
| 0450 | Global Systemically Important Institution Buffer |
| 0460 | Other Systemically Important Institution Buffer |
| 0500 | Overall capital requirement (OCR) ratio |
| 0510 | OCR: to be made up of CET1 capital |
| 0520 | OCR: to be made up of Tier 1 capital |
| 0600 | OCR and Pillar 2 Guidance (P2G) |
| 0610 | OCR and P2G: to be made up of CET1 capital |
| 0620 | OCR and P2G: to be made up of Tier 1 capital |
Columns
1 columns, with the header hierarchy shown outermost first. Each is deep-linkable as #c0010.
| Column | Item |
|---|---|
| 0010 | Amount or Percentage |
Source: Annex I to Implementing Regulation (EU) 2025/2303 (EBA reporting framework 4.2)Updated 2026-07-25
Row and column codes and labels are reproduced from the official template. The cell-by-cell reporting instructions are in Annex II to the same regulation; this page summarises them and does not replace them.