Criticality assessment — deposits
What it collects
The criticality assessment for deposit-taking: market share, volumes and the bank's own judgement on whether the function is critical in that country.
- Block
- Critical Functions
- Reporting level
- One template per Member State in which the group is active; branches are aggregated into the country where they provide the service.
- Reference date
- 2025-12-31
- Remittance date
- 2026-04-30
- Format
- XBRL-CSV
- Structure
- 21 columns · 7 rows
How to read it
- Rows are the standard economic functions for deposits, with 'other' rows for functions the taxonomy does not name — those require a description in column 0010.
- Market share (column 0020) is an estimate against the total market measured on the same basis as the value reported.
- The impact assessment columns are where the institution states its own criticality conclusion, which the authority then tests.
Rows
7 rows as printed in the template. Each is deep-linkable as #r0010.
Columns
21 columns, with the header hierarchy shown outermost first. Each is deep-linkable as #c0010.
| Column | Item |
|---|---|
| 0010 | Description of economic function |
| 0020 | Quantitative Data › Market share |
| 0030 | Sheet per Country plus (sub)region › Total › Value on Accounts |
| 0035 | Total › Of which uninsured |
| 0036 | Total › Of which recurrent |
| 0040 | Number of Clients |
| 0050 | Total › Number of Accounts |
| 0055 | Total › Of which recurrent |
| 0060 | Cross border value |
| 0070 | Impact and substitutability analyses › Nature and reach › Size indicator 1 (based on values) |
| 0080 | Nature and reach › Size indicator 2 (based on numbers) |
| 0090 | Nature and reach › Cross border indicator |
| 0100 | Relevance › Market share |
| 0110 | Market Structure › Market concentration |
| 0120 | Timing › Expected time for substitution |
| 0130 | Ability for substitution › Legal barriers to market entry or expansion |
| 0140 | Ability for substitution › Operational requirements |
| 0145 | Onboarding Capacity › Number of accounts › Number of applications from new customersover 1 working day (Number of accounts) |
| 0160 | Substitutability |
| 0170 | Critical Function |
| 0180 | Comments from the group |
Source: Annex I to Implementing Regulation (EU) 2025/2303 (EBA reporting framework 4.2)Updated 2026-07-25
Row and column codes and labels are reproduced from the official template. The cell-by-cell reporting instructions are in Annex II to the same regulation; this page summarises them and does not replace them.