Criticality assessment — payments, cash, settlement, clearing, custody
What it collects
The criticality assessment for payments, cash, settlement, clearing and custody — the functions whose interruption is felt fastest outside the bank.
- Block
- Critical Functions
- Reporting level
- Per Member State; the largest of the five criticality templates.
- Reference date
- 2025-12-31
- Remittance date
- 2026-04-30
- Format
- XBRL-CSV
- Structure
- 25 columns · 12 rows
How to read it
- Market share is measured on monetary amount, with transaction volumes reported alongside.
- The row set distinguishes payment services, cash services, securities settlement, clearing and custody, each assessed separately.
Rows
12 rows as printed in the template. Each is deep-linkable as #r0160.
Columns
25 columns, with the header hierarchy shown outermost first. Each is deep-linkable as #c0010.
| Column | Item |
|---|---|
| 0010 | Description of economic function |
| 0020 | Quantitative Data › Market share |
| 0030 | Sheet per Country plus (sub)region › Value of transactions |
| 0040 | Value of transaction of which recurrent |
| 0050 | Value of open positions |
| 0060 | Value of assets under custody |
| 0070 | Cross border activities › Value of transactions |
| 0080 | Cross border activities › Value of open positions |
| 0090 | Cross border activities › Value of assets under custody |
| 0100 | Number of transactions |
| 0110 | Number of Clients |
| 0120 | Impact and substitutability analyses › Nature and reach › Size indicator 1 (based on values) |
| 0130 | Nature and reach › Size indicator 2 (based on numbers) |
| 0140 | Nature and reach › Cross border indicator |
| 0150 | Relevance › Market share |
| 0160 | Market Structure › Market concentration |
| 0170 | Timing › Expected time for substitution |
| 0180 | Ability for substitution › Legal barriers to market entry or expansion |
| 0190 | Ability for substitution › Operational requirements |
| 0200 | Onboarding capacity › Number of accounts › Number of applications from new customersover 1 working day (Number) |
| 0210 | Number of accounts › Number of applications from new customersover 7 working days (Number) |
| 0230 | Criticality assessment › Impact on market |
| 0240 | Substitutability |
| 0250 | Critical Function |
| 0260 | Comments from the group |
Source: Annex I to Implementing Regulation (EU) 2025/2303 (EBA reporting framework 4.2)Updated 2026-07-25
Row and column codes and labels are reproduced from the official template. The cell-by-cell reporting instructions are in Annex II to the same regulation; this page summarises them and does not replace them.